VFSUX’s worst drop since 2001 was 9%
Vanguard Short-Term Investment-Grade Admiral (VFSUX) fell 9% from Jul 2021 to Oct 2022. It took 2.8 years from that peak to close at a new high, in May 2024. Over the same years the S&P 500 fell as much as 55%.
That drop is milder than most. It ranks 108th of the 109 mutual funds PortfolioAutopsy tracks, counted from the deepest.
Drawdown from the last high, 2001 to now
How VFSUX held up in each crash
| Crash | Years | VFSUX | S&P 500 |
|---|---|---|---|
| Dot-com bust | 2000–02 | not trading yet | −47.5% |
| Financial crisis | 2007–09 | −8.2% | −55.2% |
| COVID crash | 2020 | −6.1% | −33.7% |
| 2022 rate shock | 2022 | −8.2% | −24.5% |
Each number is the deepest fall from a high inside that window, using daily prices with dividends reinvested.
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What was VFSUX’s maximum drawdown?
VFSUX’s deepest fall since 2001 was 9.3%, from its high on July 30, 2021 to its low on October 20, 2022. The figure uses daily prices with dividends reinvested.
How long did VFSUX take to recover?
2.8 years. VFSUX first closed above its Jul 2021 high again on May 15, 2024.
Was VFSUX riskier than the S&P 500?
Over the same years, VFSUX’s worst drop was 9.3% against 55.2% for the S&P 500 (SPY), and its worst 12 months were −8.6% against −47.4%.
Compare with
Daily adjusted closes from Yahoo Finance, February 13, 2001 through October 13, 2026, dividends reinvested. Historical facts, not a forecast and not investment advice.