VSVNX’s worst drop since 2022 was 15%
Vanguard Target Retirement 2070 (VSVNX) fell 15% from Aug 2022 to Oct 2022. It took 0.5 years from that peak to close at a new high, in Feb 2023. Over the same years the S&P 500 fell as much as 19%.
That drop is milder than most. It ranks 106th of the 109 mutual funds PortfolioAutopsy tracks, counted from the deepest.
Drawdown from the last high, 2022 to now
How VSVNX held up in each crash
| Crash | Years | VSVNX | S&P 500 |
|---|---|---|---|
| Dot-com bust | 2000–02 | not trading yet | −47.5% |
| Financial crisis | 2007–09 | not trading yet | −55.2% |
| COVID crash | 2020 | not trading yet | −33.7% |
| 2022 rate shock | 2022 | not trading yet | −24.5% |
Each number is the deepest fall from a high inside that window, using daily prices with dividends reinvested.
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What was VSVNX’s maximum drawdown?
VSVNX’s deepest fall since 2022 was 15.4%, from its high on August 16, 2022 to its low on October 14, 2022. The figure uses daily prices with dividends reinvested.
How long did VSVNX take to recover?
0.5 years. VSVNX first closed above its Aug 2022 high again on February 1, 2023.
Was VSVNX riskier than the S&P 500?
Over the same years, VSVNX’s worst drop was 15.4% against 18.8% for the S&P 500 (SPY), and its worst 12 months were −3.0% against −2.9%.
Compare with
Daily adjusted closes from Yahoo Finance, July 6, 2022 through October 13, 2026, dividends reinvested. Historical facts, not a forecast and not investment advice.