SCHR’s worst drop since 2010 was 16%
Schwab Intermediate-Term US Treasury ETF (SCHR) fell 16% from Aug 2020 to Oct 2022. It has not closed above that Aug 2020 peak since, 6.2 years later. Over the same years the S&P 500 fell as much as 34%.
That drop is milder than most. It ranks 184th of the 203 ETFs PortfolioAutopsy tracks, counted from the deepest.
Drawdown from the last high, 2010 to now
How SCHR held up in each crash
| Crash | Years | SCHR | S&P 500 |
|---|---|---|---|
| Dot-com bust | 2000–02 | not trading yet | −47.5% |
| Financial crisis | 2007–09 | not trading yet | −55.2% |
| COVID crash | 2020 | −2.2% | −33.7% |
| 2022 rate shock | 2022 | −12.7% | −24.5% |
Each number is the deepest fall from a high inside that window, using daily prices with dividends reinvested.
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What was SCHR’s maximum drawdown?
SCHR’s deepest fall since 2010 was 16.2%, from its high on August 4, 2020 to its low on October 20, 2022. The figure uses daily prices with dividends reinvested.
How long did SCHR take to recover?
It has not recovered yet. As of October 13, 2026 it sits 4.3% below that Aug 2020 high.
Was SCHR riskier than the S&P 500?
Over the same years, SCHR’s worst drop was 16.2% against 33.7% for the S&P 500 (SPY), and its worst 12 months were −13.4% against −19.7%.
Compare with
Daily adjusted closes from Yahoo Finance, August 6, 2010 through October 13, 2026, dividends reinvested. Historical facts, not a forecast and not investment advice.